Yes. If you get in a car accident in Utah, your own insurance covers the first $3,000 of medical care. If you don’t have more than $3,000, you have no claim against another driver regardless of fault. Let’s dig into all of the specifics of how no-fault car insurance works in Utah:
Overlooking Big Cottonwood Canyon on the Wasatch Crest Trail from the top of Puke Hill.
Let’s look at the following fictional fact scenario, some of the legal issues involved, and how the issues change value, strategy, and settlement. Be patient; as you go through the facts see if you can identify the issues that might arise in pursuing a legal case. Here we go: a woman (we’ll call her “Sara”) was killed when the driver of a Ford F150 pickup truck (we’ll call him “Joe”) hit her while she walking across a street. Sara left behind two adult children, several grandchildren, and a boyfriend-partner that she lived with. She died without a will. She owned a small local business that dealt a lot in cash and had relatively low reported income on its tax returns.